Diwali New Car Planning Tips; Dealer Discount Offers | Festive Sale Fraud Important news – Want to buy a new car this festive season: Keep 8 things in mind, there will be no fraud, definitely see these safety features of the car.

Many people consider Diwali an auspicious occasion to buy a new vehicle. At this time, automobile companies and dealerships bring bumper discount offers on cars. If you are preparing to buy a new car in this festive season, then this is a great opportunity. There are vehicles with all types of powertrains available in the market like Electric, CNG, Petrol and Diesel, which you can buy as per your need.

Buying a new car is like an achievement for the middle class. Once a car is bought, people do not think about changing it for years. Therefore, it is important to take care of some things while buying a car, so that you do not have to regret in future.

so today needed news We will talk about what precautions should be taken while buying a car in this festive season? You will also learn that-

Expert: Tutu Dhawan, Auto Expert (New Delhi)

Question- What kind of fraud can dealers do while selling cars during the festive sale?

answer- The demand for new cars is highest during the festival of Diwali. In such a situation, automobile dealers want to liquidate as much stock as possible. To woo people, they offer bumper discounts and cashback during the festive season. However, some dealers may also cheat their customers. Under the guise of festive season offers, defective cars can be sold to customers, for which customers have to visit showrooms to get them repaired.

Understand from the graphic below what kind of fraud dealers can do during the festive season.

Question- What things should be kept in mind before buying a new car?

answer- Auto expert Tutu Dhawan says that buying a car in today’s era is an expensive investment. Therefore, everyone wants to buy a car which has good mileage, latest features, low maintenance and the price is within his budget.

It is very important to do pre-planning for all these things before buying a car. There are hundreds of car options available in the market, so sometimes it becomes very difficult to take a decision. Therefore, before buying a car, these things given in the graphic below should be kept in mind.

Let us understand some of the points given in the graphic in detail.

Keep in mind the fixed budget

The price of a normal family car starts from Rs 3 to 4 lakh. Therefore, before buying a car, decide your budget as to how much you can spend. Keep in mind that the ex-showroom price of the vehicle is only its starting price. After this there are also expenses like RTO, insurance, road tax, logistics charge, number plate charge. This can significantly increase the on-road price of the car.

understand your needs

Before buying a car, decide what your needs are. For example, if there are 6 to 7 people in your family, then it is best for you to buy a big car like SUV. If you have a small family then you can buy a small car accordingly. Always keep in mind that the bigger the car, the higher will be its maintenance costs. Therefore, do not fall prey to offers and discounts and just give priority to your needs.

Read the insurance policy

Companies offer many types of add on insurance while buying a car. These add on offers only increase your premium cost. Therefore, buy an insurance policy according to your needs. Apart from this, read carefully what is covered in the insurance policy and understand it in detail from your dealer.

Keep your budget in mind while buying a car on EMI

If you want to buy a car on EMI, then first read the terms and conditions of the financial agreement carefully. Understand clearly about the loan tenure including down payment, monthly EMI, interest rate.

Experts say that car EMI should not be more than 10% of your monthly income. For example, if your monthly income is Rs 2 lakh then EMI should be around Rs 20 thousand. Apart from this, try that the car loan should not be for more than 4 years.

Question- What kind of safety features should be kept in mind before buying a car?

answer- Auto expert Tutu Dhawan says that while buying a new car, most people pay attention to things like design, model, look and powertrain. Whereas it is most important to see what safety features are included in the car. In case of an accident, the safety features of the vehicle protect us. If you are planning to buy a new car this Diwali, then definitely ask your dealer about these safety features of the car.

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