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Saif was admitted in the hospital for 4 days after the surgery, which does not seem justified considering the bill. The health insurance expert further said, ‘If it were a normal person, the company would have imposed only the necessary charges and would not have even paid the claim. IRDAI should answer why Niva Bupa gave special treatment to a celebrity, when it is very difficult for a common man to get a clam?’ (Photo courtesy: Instagram@saifalikhanpataudiworld)