12 minutes agoAuthor: Sandeep Singh
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Cyber thug cases are continuously increasing in the country. Cyber thugs are devising new ways every day to fool people.
Recently, the Tamil Nadu Police has warned about a new scam. In this scam, cyber criminals are carrying out cheating through Unified Payments Interface (UPI). This method of scam is so new and unique that cyber criminals can vacate your account in a few seconds through UPI. This scam has been named ‘Jumped Deposit Scam’.
So let’s today News of the need I will talk about what is jumping deposit scam? Will also know that-
- How do cyber criminals carry out this scam?
- What to do to avoid this scam?
Expert: Rahul Mishra, Cyber Security Advisor, Uttar Pradesh Police
Question- What is a jumped deposit scam?
answer- In this scam, cyber criminals target UPI users. Scammers first deposit a small amount in the user’s bank account. After this, many times send a withdrawal request to return the money. When the user accepts this request and puts his PIN, he gets caught in the trap of cyber criminals and money is deducted from his bank account.
Question- What has NPCI said about jumping deposit scam?
answer- The National Payments Corporation of India (NPCI) has said about the ‘jumped deposit scam’ that UPI users do not need to be unnecessarily panic. Keep in mind that the UPI user has to click on the payment request for checking the balance or transaction. After this you have to enter your UPI PIN. Without UPI PIN, no one can withdraw money from the user’s account directly. Therefore, there is a need to be alert and careful, not to be afraid of it. People are victims of cheating only when they themselves make a mistake.
Question- What precautions should be taken by UPI users to avoid such scams?
answer- Jumped deposit scam is a scam in which scammers try to convince you that they have accidentally transferred money to your bank account. He then asks you to send the money back through phone, email or UPI transaction request.
Often scammers show fake and edited transaction records as evidence. So if you ever have any such fake withdrawal request, then be cautious. Never accept any such request. Apart from this, to avoid scam, take some precautions given in graphic below.
Question- Is it safe to share your UPI ID with anyone?
answer- Cyber expert Rahul Mishra says that sharing UPI ID is completely safe. It is designed to make online transactions simple and faster. Only by sharing UPI ID, no one can withdraw money from your bank account.
This is only a unique ID, with the help of which bank account number and IFSC can do safe online transactions without sharing the code.
However, the mobile number or email ID is attached to the UPI ID and UPI account, which is a sensitive information. Therefore, it should be avoided to share it on social media. Also, never share your UPI PIN, password with anyone to avoid online fraud.
Question- How do scammers find someone’s UPI ID?
answer- The UPI ID has an extension of mobile number and UPI provider. When you register your mobile number in unauthorized e-commerce websites, restaurants, malls, parking or other places, cyber criminals take advantage of this. He steals this data. Through this, it is easy to crack the UPI ID.
Therefore, some things should always be kept in mind. Such as-
- Do not share the mobile number and email id bank account on any unknown website.
- Avoid sharing the mobile number registered with the bank account in places like restaurants, malls, parking sites. This can pose a threat to your privacy and safety.
- Apply phone lock screen password on UPI apps.
- Keep checking the history of your transaction details regularly.
- Always connect the phone or laptop with a secure Wi-Fi connection.
- Avoid digital transactions from public Wi-Fi in restaurants, malls, cinema halls.
- Before sending money to someone, check his name and UPI ID properly.
- Keep your UPI PIN regularly changing for security.
- Keep your UPI app and phone operating system updated for the latest security features.
- Use only official and reliable UPI apps like Google Pay, Phone Pay, Paytm and BHIM app.
- If there is any fraud for the UPI account, contact your bank immediately.
- In case of scam, contact the cyber helpline number 1930 and file a complaint immediately.
………………… also read this news related to cybercrime …
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(Tagstotranslate) Jumped Deposit Scam (T) UPI Transaction (T) Cyber Fraud Case (T) Tamil Nadu UPI SCAM (T) Cyber Criminals UPI Fraud (T) Bank Account (T) NPCI UPI Request
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